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The Advantages and Disadvantages of Buying Plans from Esurance Insurance Company

Thus, analyze the above given pros and cons and then opt to buy insurance from esurance Insurance Company.

Nowadays online insurance has become the most popular source for buying insurance. It is considered as the best way to find affordable, competitive insurance rates that will fit perfectly into your insurance budget. You can get online quotes for just about any kind of insurance; from term life insurance to health insurance, car insurance to travelers insurance and save a lot of money and time by punching in some of your information to a computer and receiving a quote.

Esurance is one such company that provides the facility to buy insurance online. Over the past years, the company has developed innovative practices. The company is also noted for being environmentally friendly. The company has initiated efforts to reduce the use of paper, support reforestation, and reduce greenhouse gas emissions.

Esurance: The Advantages

1. Good website and fast service – Esurance reviews from most customers talk about the user-friendliness of their website. Customers agree that quotes can be obtained easily. The company also provides insurance to clients within a short period of time. It is also quite easy to renew a policy. The website allows policyholders to view their policy information.
2. Low-cost policies – Premium rates are within the competitive range, although not necessarily the lowest in the market. The company provides great rates for drivers with good driving records.
3. Reliable online customer support – Majority of Esurance reviews are positive feedbacks about the company’s customer support. According to most customers, their customer support responds to emails and phone calls right away and with a proper attitude.

Esurance: The Disadvantages

1. Hidden charges – One thing that some customers complain about are unmentioned fees, which deter others from obtaining the company’s insurance products. The quote may not include small fees that add up to the original quote. Hence, premiums are actually a bit higher than what is indicated on the website.
2. Absences of local agents – Take note that Esurance car insurance does not have any local agent. The company works online and provides services online or over the phone. If you have concerns, there is no one from your state or city that will assist you in person. Instead, someone over the phone will address your concerns and try to help you. This is alright for some, especially those who find purchasing car insurances on the internet more convenient. However, some people still prefer the old-fashioned way of speaking to an agent face to face.
3. Troublesome cancellation – It is ordinary for insurers to penalize car owners or drivers who cancel their insurance policy, but the company is said to have worse penalties than any other insurer. Termination of policy may cause a policyholder to lose a lot of money. Policyholders may either have to stay under the policy or endure the financial drawbacks of cancellation.