Affordable Health Insurance coverage For People In Missouri

Missouri residents who are having difficulty acquiring reasonably priced health insurance must investigation the Missouri Well being Insurance coverage Pool, or MHIP.

What is the Missouri Well being Insurance coverage Pool?

The MHIP is a system designed to assist Missouri residents who can not discover cost-effective wellness insurance coverage, and who do not qualify or are not covered below any other type of wellness insurance program.

The MHIP delivers inpatient and outpatient hospital care physician care care from other medical experts special health services and supplies and prescription drug coverage.

Who sponsors the Missouri Health Insurance Pool?

The MHIP came into effect in 1991 thanks to the Missouri General Assembly. It also operates beneath the Assemblys rules. Nonetheless, the MHIP is administered by Blue Cross and Blue Shield of Missouri and Blue Cross and Blue Shield of Kansas City.

Who is eligible for the Missouri Wellness Insurance coverage Pool?

The MHIP is open to all Missouri residents depending on eligibility requirements, but those residents who have pre-existing health circumstances and can not appear to locate a well being insurance company that will sell them an individual well being insurance policy should be particularly interested in MHIP since while there are stipulations on pre-existing conditions, the stipulations of the MHIPs policy on pre-current conditions can be waived in specific circumstances.

Those Missouri residents who are not eligible for MHIP contain those who are eligible for other kinds of wellness insurance plans and applications such as a regular well being insurance plan, a state-sponsored health insurance strategy, Medicaid, Medicare, and COBRA.

If the MHIP has currently paid out $1 million in health care charges to an individual, he or she is no longer eligible. The identical is correct for men and women who are ineligible for health insurance policies due to alcohol and substance abuse.

How do I uncover out a lot more data about the Missouri Health Insurance Pool?

Make contact with the Missouri Department of Insurance coverage, or go to the Missouri Wellness Insurance coverage Pool official Net internet site.

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